Strong, vibrant, and livable neighborhoods are the foundation of great cities. The Division of Housing & Community Investment supports the creation of quality places through the strategic deployment of Federal funding provided by the U.S. Department of Housing and Urban Development (HUD). In partnership with local community organizations and agencies, the Division of Housing & Community Investment seeks to improve the lives and living conditions of the City’s low- and moderate-income residents. Through this funding, the City supports community-based strategies that enhance economic opportunity, build strong, safe, and stable neighborhoods, and provide quality affordable housing throughout the City.
The Division of Housing & Community Investment is responsible for the administration of the following HUD-funded programs:
Community Development Block Grant (CDBG)
The Community Development Block Grant was created in 1974 by the federal government to help revitalize local communities by providing decent housing, suitable living environments, and expanded economic opportunities, principally for low and moderate income persons. Each year, the city receives funding to help achieve these goals from the U.S. Department of Housing and Urban Development (HUD). These grant funds are passed on to eligible organizations through an annual competitive grant process, based on priorities established in the Consolidated Plan.
HOME Investment Partnership Program (HOME)
HOME is authorized under Title II of the Cranston-Gonzalez National Affordable Housing Act, as amended. Program regulations are at 24 CFR Part 92. The HOME program final rule is available electronically. Additional information about the HOME program can be found by visiting the HOME program web pages.
HOME provides loans to fund a wide range of activities that build, buy, and/or rehabilitate affordable housing for rent or home-ownership or provide direct rental assistance to low-income people.
- Development/Support of Affordable Rental Housing
- Development of Affordable Homeownership Housing
- Tenant Based Rental Assistance
- Assistance to Homeowners for Down Payment or Repair Assistance
Emergency Solutions Grant (ESG)
The Emergency Shelter Grants program provides homeless persons with basic shelter and essential supportive services. It can assist with the operational costs of the shelter facility, and for the administration of the grant. ESG also provides short-term homeless prevention assistance to persons at imminent risk of losing their own housing due to eviction, foreclosure, or utility shutoffs. Each year, the city receives funding to support these services from the U.S. Department of Housing and Urban Development (HUD). These grant funds are passed on to eligible organizations through an annual competitive grant process.
Shelters and other homeless providers are eligible to apply for funds for the following activities:
• Renovation, rehabilitation,and conversion of buildings for use as emergency shelters or transitional housing for homeless people
• Essential services
• Operating costs such as maintenance, insurance, rent, etc.
• Homeless prevention
Housing Opportunities for Persons with AIDS (HOPWA)
The Housing Opportunities for Persons with AIDS program was created by the U.S. Department of Housing and Urban Development (HUD) to address the specific needs of persons living with HIV/AIDS and their families, particularly in the area of housing and supportive services. Each year, the city receives funding to support these services in the Providence metropolitan area, including parts of Massachusetts, from HUD. These grant funds are passed on to eligible organizations through an annual competitive grant process.
Organizations providing housing assistance for low-income persons living with AIDS are eligible to apply for funds for the following activities:
- Housing information services
- Resource identification
- Acquisition, rehabilitation, conversion, lease and repair
- New construction (single room occupancy and community residences only)
- Project- or tenant-based rental assistance
- Short-term rent, mortgage, and utility payments
- Supportive services
- Operating costs
- Technical assistance
We offer a variety of financial assistance programs to help low and moderate income residents buy a home or maintain their existing home. Additionally, we work with both for-profit and non-profit developers and other organizations to increase the amount of affordable and special needs housing units throughout the city.
HOME REPAIR PROGRAM
If you have immediate repair problems and don’t qualify with a traditional lending institution, you may qualify for this one! Homeowners seeking Emergency Repairs are encouraged to apply.
- Must be owner occupied.
- A 0% interest loan for up to $25,000!
- No monthly payments.
*The City of Providence is not accepting any additional Home Repair applications at this time. Please check back or call 401-680-8400 for when funds will be next available. Thank you.*
- CDBG Home Repair Program Flyer – English
CDBG Home Repair Application – English
- CDBG Home Repair Program Flyer – Spanish
CDBG Home Repair Application – Spanish
- CDBG Home Repair Policies
- CDBG Home Repair Procedures
- Application Reporting Workshop
LEAD SAFE PROVIDENCE PROGRAM (LSPP)
The City of Providence provides loans to help make properties “lead-safe”. Loans for owner-occupied homes are forgivable after 5 years; loans for non-owner-occupied properties are forgivable after 10 years.
- LSPP is not a remodeling program.
- LSPP is required to treat all lead hazards identified at the property.
- Lead specified treatments will be required to make all damaged surfaces intact and/or friction free.
- Only RI DOH certified program lead contractors can participate in the LSPP.
- Property owners will be required to approve property treatment lead specifications.
- Any cost for non-lead related up-grade treatments will be the responsibility of the property owner and must be paid in advance.
- Property owners are required to sign off on completed work and contractor payment requisitions.
For a lead application package (English), click here.
For a lead application package (Spanish), click here.
Lead Safe Registry
The Providence Lead Safe Housing Registry is provided to inform the community of housing units that have been made safe from lead-based paint hazards. The following units were determined to be lead-safe following their participation in the LSPP funded by the U.S. Department of Housing and Urban Development’s Office of Healthy Homes and Lead Hazard Control. The units shown below were deemed lead-safe based on a lead evaluation on the date shown.
“Lead-safe” means that there was no deteriorated lead-based paint, no lead-contaminated dust, and no exposed lead-contaminated soil identified at the time of the lead evaluation. This does not mean the property is “lead-free” as lead-based paint or lead in the soil may remain. The work was completed by certified Lead Professionals. The City of Providence makes no warranties as to the current condition of the property. Deterioration or activities of the owner, tenants, or others, may have created lead hazards since the original lead hazard clearance date.
DOWN PAYMENT/CLOSING COST ASSISTANCE
- Administered through the Housing Network of Rhode Island.
- Use deferred payment loan to cover down-payment or closing costs.
Click here to view the 2017-2018 CDBG, HOME, HOPWA, ESG Budget. This document details the annual expenditure of federal dollars to support programs and projects to benefit low- and moderate-income Providence residents.
The Rhode Island Regional Analysis of Impediments to Fair Housing was adopted by the State’s Office of Housing and Community Development and Rhode Island Housing on August 15, 2015.
The City of Providence is now accepting applications for Program Year 2019 (7/1/2019-6/30/2020) Community Development Block Grant (CDBG), HOME Investment Partnerships Program (HOME) and Housing Opportunities for Persons with AIDS (HOPWA) funds. Approximately $3.7 million in CDBG funds is estimated to be available for this round, pending receipt of the U.S. Department of Housing and Urban Development (HUD) funding agreement for 2019. An estimated $900,000 in HOME and HOPWA funds for affordable housing development and housing support programs is also anticipated.
All applications for CDBG Housing, Public Facilities, Economic Development, Public Service grants, HOME Housing, and HOPWA must be received by the City of Providence through its online grants management system (http://grants.providenceri.com) by 4:00 PM on Monday, February 11, 2019.
For more information, please contact the Department of Planning & Development, Community Development Division at 401-680-8400.
PUBLIC NOTICE OF ANNUAL ACTION PLAN MINOR & SUBSTANTIAL AMENDMENT
Notice is hereby given that the City of Providence, Department of Planning & Development, Division of Housing & Community Investment proposes to amend its 2018-19 Annual Action Plan. The City is required to amend its Action Plan in order to reprogram funds from projects/activities that did not move forward, and to program extra Program Income funds when received.
Federal programs covered by this Annual Action Plan include: Community Development Block Grant (CDBG); HOME Investment Partnerships Program (HOME); Housing Opportunities for People with AIDS (HOPWA); and Emergency Solutions Grant (ESG).
On April 18, 2019, the City of Providence Department of Planning & Development, Division of Housing & Community Investment will hold a Public Hearing to discuss proposed Amendments to the City’s 2018-19 Annual Action Plan.
Substantial Amendment (s)
This amendment cancels a proposed CDBG allocation to Oasis International (project to instead be funded with non-federal funds), and identifies a proposed roof replacement project at Joslin Recreation Center to be carried out in its place. This amendment increases the funding for Section 108 Loan repayments to $1,968,000, and this amendment also swaps the source of funding for the $228,894 Housing Network of RI Downpayment and Closing Cost Assistance Program from the CDBG to HOME program (to be funded with unspent 2017 HOME funds and additional program income received). This amendment also updates the “Anticipated Resources” section to reflect program income received from loan repayments during the year.
Minor Amendment (s)
Amends Section AP-20 Annual Goals: “Return Abandoned Property to Productive Reuse” to also include “creation of public facilities to benefit the low/moderate income” as a Goal Outcome Indicator.
A copy of the 2018-19 Action Plan Amendment, are available for public review weekdays between the hours of 8:30am and 4:30pm at the Division of Community Development (444 Westminster Street, Suite 3A, Providence), the City Clerk’s Office, or on the City of Providence website: www.providenceri.com/planning/community-development. A statutory, 30-day public comment period will begin on April 4, 2019 and end on May 3, 2019 at 4:30 PM.
The public is encouraged to submit written comments or questions regarding the 2018-19 Action Plan Amendment to Emily Freedman, Director of Housing & Community Investment, at the Division of Housing & Community Investment, 444 Westminster Street, Suite 3A, Providence, RI 02903, or via email at . The City of Providence will consider all comments received by end of day on May 3, make any revisions as appropriate, and submit the final documents to the U.S. Dept. of HUD.
The associated public hearing will take place:
April 18, 2019 at 5:00pm
444 Westminster Street, 1st Floor
The location for this meeting is handicap accessible and translation or hearing impaired services are available upon request. Please contact 401-680-8400 at least 48 hours in advance to request such services.
If you are interested in receiving general news and updates from the Community Development office (including announcements of Funding Opportunities) please sign up using the link below:
If you currently have an open/pending grant or interest in any of the following grant programs, please sign up for the appropriate email list:
Director of Housing & Community Investment
Joseph A Doorley, Jr. Municipal Building
Providence RI 02903
8:30 a.m. – 4:30 p.m.
8:30 a.m. – 4:00 p.m. (Summer Hours)
Fax Number: 401.680.8492